In a medium bowl, combine softened cream cheese, shredded sharp cheddar, finely chopped chives, and finely chopped red bell pepper. Add garlic powder, along with salt and black pepper to taste. Blend the mixture until it’s completely smooth and creamy.

Spread about 1 teaspoon of the cream cheese mixture onto one Ritz Cracker. Press a second cracker on top to form a sandwich, repeating until all cracker pairs are assembled.

Continue constructing sandwiches with the remaining Ritz Crackers and cheese mixture, laying each completed sandwich on a serving platter.

Sprinkle additional chopped chives over the assembled snacks just before serving for freshness.